Savings Rate Calculator
Calculate what percentage of your income you're saving and see how you compare to top savers.
Your Numbers
$
Your total take-home pay each month
$
Everything you spend each month
Your Savings Rate
30.0%
Excellent! You're on track for early retirement.
Monthly Savings
$1,500
Annual Savings
$18,000
How Do You Compare?
Average American
4.6%
Good Saver
15.0%
Great Saver
20.0%
Your Rate
30.0%
FIRE Movement
50.0%
Tips to Increase Your Savings Rate
- ✓Pay yourself first: Set up automatic transfers to savings on payday
- ✓Track your spending to identify areas to cut back
- ✓Negotiate bills and subscriptions for lower rates
- ✓Increase income through side hustles or asking for a raise
Track Your Savings Rate Automatically
Upload your bank statements and Adphex will calculate your savings rate, categorize expenses, and show trends over time.